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DOCUMENT CHECKLIST

At Emergence, our goal is to make the American Dream of Homeownership A Reality Everyday!  An experienced Loan Officer will be there for you every step of the way! We believe in being "Progressively Better"in all that we do. Below you will find a list of documents that we will need from you throughout the process. Our mission is to make the process quicker, seamless and memorable. Your journey with Emergence starts today!

New Purchase
[THE INITIAL APPLICATION FOR FINANCING]

  • Employment Paystubs from the last 30 days

  • Tax Documents (W-2 Forms & 1040s) from the Past 2 years

  • All bank statements from the last 2 months (All Pages)

  • All Retirement Savings Statements (IRA/401K), if being used for transaction

  • Current Photo ID

Thinking of Refinancing?

  • Most recent mortgage statement

  • Most recent Tax Bill for all properties

  • Homeowner's Insurance Binder for all properties

  • Employment Paystubs from the last 30 days

  • Tax Documents (W-2 Forms & 1040s) from the past 2 years

  • All bank statements from the lasat 2 months

  • All Retirement Savings Statements (IRA/401k)

  • Current Photo ID

Already Have A House
Under Contract? 

  • Copy of the purchase and sales agreement

  • Copy of the earnest money deposit check (Front/Back)

  • Copy of the legal description of the property (Deed)

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